Modern Commentary
Kimberly admitting that she needs help? Yes. I mean, she's come this far. She's talking to her mom and everything. No point beating around the bush here.
End-of-You-Say-it-First Kimberly would have gone in there with a plan, including reasons why it's in Ms. Taylor's interest to give her the money. That's part of how Kimberly grows throughout the series.
I'm not sure what Ms Taylor thinks will happen if Kimberly gets almost-but-not-quite-enough money. But Kimberly has always been good about finding a little money when she needs it. She's resourceful that way.
Traditionally, Kimberly's emergency plan involves overcharging Brisbane, which isn't going to be a great idea here.- Terrence